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Privacy Policy

Table of Contents

At ACN Credit, accessible from acncredit.com, one of our main priorities is the privacy of our visitors. This Privacy Policy document contains types of information that is collected and recorded by ACN Credit and how we use it.

If you have additional questions or require more information about our Privacy Policy, do not hesitate to contact us at info@acncredit.com.

1. Information We Collect

We collect personal information from you in a variety of ways, including:

a. Personal Data

When you fill out a form, register an account, or interact with us in other ways, we may ask for your:

  • Name
  • Email address
  • Phone number
  • Address
  • Financial data related to credit services (if applicable)

b. Non-Personal Data

We collect non-personally identifiable information that includes:

  • Your IP address
  • Browser type
  • Device type
  • Pages visited on our site
  • Time and date of visit

2. How We Use Your Information

We use the information we collect for the following purposes:

  • To provide, operate, and maintain our website
  • To process your requests for credit services
  • To respond to your inquiries and offer customer support
  • To send you marketing communications (if you have opted-in to receive such communications)
  • To improve, personalize, and expand our website
  • To understand and analyze how you use our website

3. Email Address & Opt-in

When you provide your email address on our site, you consent to receiving communication from us regarding your account or any credit services you have requested. If you opt-in to receive marketing communications, you will receive promotional offers, updates, and news from ACN Credit.

You can opt out of marketing emails at any time by:

  • Clicking the “unsubscribe” link in any marketing email you receive from us
  • Contacting us directly at [your email address]

4. Cookies

ACN Credit uses cookies to improve user experience. Cookies are small text files that are placed on your device to collect standard internet log information and visitor behavior information. When you visit our website, we may collect information from you automatically through cookies or similar technology.

We use cookies to:

  • Understand how you use our website
  • Improve user experience by remembering your preferences
  • Keep you signed in

You have the option to disable cookies by adjusting the settings in your browser. However, if you choose to disable cookies, some functionalities of our site may not work as intended.

5. Comments

When visitors leave comments on the site, we collect the data shown in the comments form, as well as the visitor’s IP address and browser user agent string to help spam detection.

We also use an automated spam detection service, and data such as the anonymized string from your email address (hashed) may be provided to this service.

6. Media

If you upload images to the website, you should avoid uploading images with embedded location data (EXIF GPS) included. Visitors to the website can download and extract any location data from images on the website.

7. Third-Party Services

We may use third-party services (such as analytics providers or advertising partners) that may collect your information. These services may use cookies, web beacons, or similar tracking technologies to gather information about your activity on our website and across the internet.

Third-party providers include:

  • Google Analytics
  • Social media platforms (e.g., Facebook, Instagram)
  • Payment processing services (for financial transactions)

Please refer to the privacy policies of these third-party services for more information on how they handle your data.

8. Data Sharing

We do not share your personal information with third parties except in the following circumstances:

  • To comply with legal requirements, government requests, or applicable law
  • To protect the rights, property, and safety of ACN Credit or others
  • To facilitate a transaction, such as credit services requested by you

9. Data Retention

We retain personal data for as long as it is necessary to fulfill the purposes for which we collected it, including any legal, accounting, or reporting obligations.

10. Your Data Protection Rights

You have rights under data protection laws regarding your personal data. These may include the right to:

  • Access your personal data
  • Correct any inaccuracies in your personal data
  • Request the deletion of your personal data
  • Object to the processing of your personal data
  • Withdraw consent at any time (without affecting the lawfulness of processing based on consent before its withdrawal)

To exercise any of these rights, please contact us at [your email address].

11. Data Security

We are committed to ensuring that your information is secure. We have implemented appropriate physical, electronic, and managerial procedures to safeguard and secure the information we collect online.

However, no method of transmission over the Internet is 100% secure, and we cannot guarantee absolute security.

12. Children’s Privacy

Our services are not intended for individuals under the age of 13. We do not knowingly collect personal information from children under 13. If we learn that we have collected personal information from a child under age 13, we will take immediate steps to delete such data.

13. Changes to this Privacy Policy

ACN Credit reserves the right to modify this Privacy Policy at any time. Any changes will be posted on this page with an updated revision date. We encourage you to review this policy periodically to stay informed about how we are protecting your information.

14. Contact Information

If you have any questions or concerns about this Privacy Policy, please contact us at:

  • Email: info@acncredit.com
  • Phone: 3102181919

SMS / Text Message

Privacy Policy for SMS/Text Messaging

We respect your privacy and are committed to protecting your personal information. This section explains how we collect, use, and protect your data, specifically for SMS/text messaging, in compliance with The Campaign Registry (TCR) guidelines.

1. Collection of Information

When you provide your phone number through our website’s intake form, we collect and store this information for the sole purpose of delivering SMS/text messages to you. By submitting your phone number, you consent to receive marketing and promotional messages from us.

  • Information Collected:
    • Phone number
    • Any other information provided in your message response (e.g., preferences, replies)

You are not required to provide this information unless you choose to receive text message communications from us.

2. Purpose of Data Collection

We collect and use your phone number to send you SMS/text messages that may include marketing communications, promotional offers, and updates on our services and products.

  • Types of Messages:
    You may receive messages related to special offers, discounts, promotions, and notifications about new services or products.

  • Frequency of Messages:
    Message frequency may vary depending on the specific campaigns or offers. On average, you may receive 1-3 text messages per week unless otherwise stated.

3. Opt-In Consent

By providing your phone number on our website, you give explicit consent to receive SMS/text messages. Before we send you any messages, you must actively opt in by checking a box in the form or by completing the relevant consent form.

  • Example Consent Statement:
    “I agree to receive promotional and marketing messages via SMS to the phone number provided. Message and data rates may apply.”

4. Opt-Out/Unsubscribe

You may opt out of receiving SMS/text messages from us at any time by replying to any message with the word “STOP.” Upon receiving this command, we will promptly remove your phone number from our marketing and communication lists.

  • Opt-Out Instructions:
    To stop receiving messages, reply “STOP” to any SMS message you receive from us. You will not receive any further text messages unless you re-subscribe by providing your consent again.

5. Third-Party Sharing

We may share your phone number with third-party service providers who assist us in delivering SMS/text messages. These providers are carefully selected to ensure they adhere to strict privacy and security standards.

  • Third-Party Providers:
    We may work with trusted third-party vendors to help send SMS/text messages. These third parties are prohibited from using your information for any other purpose than to assist us in communication.

6. Data Retention

We retain your phone number for as long as necessary to send you SMS/text messages or as required by law. If you opt out of receiving messages, your phone number will be removed from our active communication list but may be retained in our system for a short period to ensure compliance with opt-out requests.

7. Data Security

We take the security of your personal information seriously. Your phone number and any associated data are stored securely, and we use industry-standard security measures to protect your data from unauthorized access, disclosure, or misuse.

8. Your Rights

You have the right to access, update, or delete your personal information at any time. To exercise your rights or to ask any questions about how we handle your data, please contact us using the details below.

9. Changes to This Policy

We reserve the right to update this privacy policy for SMS/text messaging at any time. Any changes will be posted here with an updated date, and we encourage you to review this section regularly to stay informed of our data practices.

Contact Information

If you have any questions or concerns about this policy or your personal data, you can reach out to us at:

  • Email: info@acncredit.com
  • Phone: 3102181919

SMS Communication Consent Agreement

This SMS Communication Consent Agreement (“Agreement”) sets forth the terms and conditions for obtaining consent to send SMS messages from ACN Credit (“Company”) to its customers. By providing your consent, you agree to receive text messages from us for the purposes outlined in this Agreement.

1. Consent to Receive SMS Messages
By providing your mobile phone number and opting to receive SMS messages from our Company, you acknowledge and agree to the following:

1.1 You have read, understood, and agreed to the terms and conditions outlined in this Agreement.
1.2 You voluntarily provide your mobile phone number for the purpose of receiving SMS messages from our Company.
1.3 You authorize our Company to send informational and promotional text messages related to our products, services, offers, updates, and other relevant information.
1.4 You understand that standard message and data rates may apply, depending on your cellular service plan, and you are solely responsible for any associated costs.
1.5 You acknowledge that you can revoke your consent to receive SMS messages at any time by following the opt-out instructions provided in each text message or by contacting our Company directly.

2. Opting-Out and Revoking Consent
If at any time you no longer wish to receive SMS messages from our Company, you may opt-out by replying with the keyword “STOP” to any text message received. You may also revoke your consent by contacting us directly via email, phone, or by using the contact form provided on our website. Once we receive your opt-out request or revocation of consent, we will cease sending SMS messages to the provided mobile phone number.

3. Privacy and Data Security
We take your privacy and the security of your personal information seriously. We will handle and protect any personal information collected during SMS communication in accordance with our Privacy Policy, which can be accessed at [insert link to Privacy Policy]. By providing your consent to receive SMS messages, you also acknowledge and agree to the terms outlined in our Privacy Policy.

4. Carrier Compliance
Our Company operates in compliance with all applicable laws, regulations, and guidelines set forth by cellular service carriers, including but not limited to AT&T, T-Mobile, and others. You understand and agree that your mobile service provider may have its own terms and conditions regarding SMS messaging and that you are solely responsible for ensuring compliance with those terms.

5. Changes to this Agreement
We reserve the right to modify or update this Agreement at any time, and any such changes will be effective upon posting the revised Agreement on our website. It is your responsibility to review this Agreement periodically for any updates or modifications.

By providing your consent to receive SMS messages from our Company, you affirm that you have read, understood, and agreed to the terms and conditions of this Agreement. If you do not agree with any of the provisions in this Agreement, please refrain from providing your consent for SMS communication.

For any questions or concerns regarding this Agreement or our SMS communication practices, please contact us using the information provided on our website.